California Mortgage News
Why we still like Fixed Rate Mortgages
There are many factors to consider before you decide on a type of mortgage. One advantage of a fixed-interest rate loan is that your monthly payment doesn't change. read more>>
ARMs and Rising Rates
It's a safe bet that interest rates will rise over the next few years. The current rates are at historical lows. If you take out an adjustable rate mortgage, you will probably see higher, rather than lower payments over the life of the loan.read more>>
California Mortgage 101
Refinancing your Mortgage
Refinancing is a great way to lower your monthly payments, get a lower rate, or pull some money out of your home.
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Buying a New Home
Unless you can afford to buy a home with cash, a home purchase loan is a necessary part of the home buying process.
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Second Mortgages
Generally, the rates on second mortgages will be higher than on first mortgages. So why would anyone take out a second mortgage?
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Debt Consolidation
You have debt. It happens. You are probably paying at least four debt related bills a month: a mortgage, a car loan, and two or three credit card bills. We can help.
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