Decision One Mortgage
Decision One Head Quarters:
Decision One Funded Loans
- Home Equity Loan Programs
- Home Equity Lines of Credit
- Refinance Mortgage Programs
- 2nd Mortgage Loan Programs
- Debt Consolidation Programs
- Bad Credit Mortgage Programs
Decision One Mortgage
Decision One Mortgage is a wholesale lender specializing in non-conforming residential mortgage loans and debt consolidation loans. Decision One Mortgage was conceived in 1996 and it operates as a nationwide organization with approximately 22 branch offices as well as through relationships with loan brokers and correspondents. As of December 2005 fiscal year-end, it reported 1,500 employees and revenue of 116.90 M. Decision One Mortgage is owned by British bank HSBC Holdings through its American-based HSBC Financial subsidiary (read more about historical information in section below titled: Recent Decision One Mortgage News, History, etc.)
Decision One Mortgage’s Corporate Strategy: To always get the best loan for the consumer.
Decision One Mortgage’s #1 Goal: To build long lasting partnerships with its mortgage Brokers and Correspondents. Decision One Mortgage operates with a range from small brokerage operations to some of the largest multi-state lending office operations.
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Recent Decision One Mortgage News, History, Reviews, Details
- Currently, Decision One Mortgage’s top competitors are ACC Capital Holdings, Countrywide Financial Corp. and New Century Financial Corp.
- Consumers have recently benefited from the environment created via brokers. Decision One Mortgage, as a Double Platinum Industry Partner with NAMB, often confers with other brokers on a nationwide ground to develop solid solutions from not only business but also from legislative perspectives. By working together, they protect consumers while maintaining the benefits of a very competitive market. As an honorary seat on the NAMB Board of Directors, Decision One Mortgage is involved in agenda item conferences on such interests as Yield Spread Premiums, Prepayment Penalties, RESPA, and more.
- Decision One Mortgage is a member of the only association, NHEMA, devoted to the non-conforming mortgage industry. NHEMA maintains, enhances, and fosters the home equity lending market’s ability to provide consumers access to mortgage credit in an ethical & fair manner.
- More details on the history of Decision One Mortgage: In 1999, Household International, purchased Decision One Mortgage due to its financial performance in the non-conforming lending market and to its highly successful market presence. Furthermore, in 2003, Household joined the HSBC Group. HSBC is the acronym for its founding company, the Hong Kong and Shanghai Banking Corporation Limited. HSBC headquartered in London, was founded in 1865 to finance trade between Europe and China. The joining with HSBC has gained Decision One Mortgage the backing of one the strongest global financial companies and the second largest bank in the world.
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