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DiTech Mortgage

DiTech Mortgage is member of GMAC Financial Services and it ready to assist consumers with their financial need solutions.  DiTech is a direct lending operation that does business primarily through the internet although they are proud to also offer 24/7 telephone customer service.  DiTech serves all of the US nation.  Headquartered in Southern California, consumers who reside there, may also wish to visit DiTechRealEstateDirect to further enrich their loan process experience. 

DiTech offers consumers a Lowest Rate Guarantee whereby DiTech compares APR rates and also compares all fees (except interim interest), with other companies that offer the same type of loan program the consumer is interested in.  Should a competitor offer the same type loan package with lower fee and APR combinations, DiTech will either lower their offer or pay the applicant $500 when they close with the competing lender.  It should be noted that this is available only for first mortgage loans and primary residences.

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Loans Funded by DiTech Mortgage

Applying for a DiTech Mortgage loan is simple.  Just call or go online to start the process. DiTech reviews your application and contacts the consumer very quickly.  The program will be discussed as well as amount options with the DiTech representative.  Once a program package is selected, the DiTech representative will verify all information, then the consumer will notarize and close the loan.

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Worried about imperfect or poor credit?  DiTech overlooks the past and offers great financial advice to consumers.  A consumer could be offered a 15-year Fixed Rate Loan, a 30-year Fixed Rate Loan, or products such as a 2/28 ARM, a 3/27 ARM.  They can also provide a wealth of other services that could prove useful.  The lowest credit score accepted by DiTech is 475.

• New Purchase Loan Programs
• First Mortgage Loan Programs – check out the Lowest Rate Guarantee
• Home Equity Loan Programs
• Refinancing Loan Programs
• Adjustable Rate Mortgages (ARM) – offered as both New Purchase and Refinance Loans; comes with an initial Fixed Rate term of three, five or seven years and after that initial period, rate adjust annually according to the market; the Loan to Value (LTV) ratio can be up to 95% for this loan.
• Fixed Rate Loan Programs
• Imperfect Credit Loan Programs – DiTech overlooks the past and offers great financial advice to consumers.  A consumer could be offered a 15-year Fixed Rate Loan, a 30-year Fixed Rate Loan, or products such as a 2/28 ARM, a 3/27 ARM.  They can also provide a wealth of other services that could prove useful.  The lowest credit score accepted by DiTech is 475.

• Request a free Online Mortgage Quote >>

California Mortgage Loans is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.