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Option One Mortgage Company

Option One Mortgage was founded in 1992. Option One Mortgage Company is a nationwide provider of residential mortgage lending. Option One is a subsidiary of H&R Block. Option One’s motto is: "One Gets It Done". Option One Mortgage is one of the earlier pioneers that specializes in the sub-prime mortgage industry. Since Option One Mortgage’s inception, they have funded more than $91 billion in residential mortgages as well as assisting 688,000 consumers achieve their dream of owning a home. Option One’s Retail Home Financing is directly offered to consumers through its subsidiary, H&R Block Mortgage Corp. A consumer looking to apply for home mortgage financing will need to visit H&R Block Mortgage Corp.

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Option One’s business is in providing, servicing, and selling sub-prime loans. Below are some details about these three items:
Making Loans – Option One rates consistently among the top five originators of sub-prime residential mortgage loans by volume. Loans are originated on wholesale and correspondent channels via a network of 43, 000 approved brokers as well as through other relationships with national financial institutions. Option One originates retail mortgage loans through its subsidiary, H&R Block Mortgage Corporation.
Servicing Loans – Option One has more than $70 billion in assets under management and again continues to rank within the top five originators of non-prime/sub-prime residential mortgages by volume. Top ratings for their servicing operations were received from Standard & Poor’s, Fitch Ratings, as well as Moody’s.
Selling Loans – Since their founding, Option One has maintained a consistent, strong portfolio of loans which it offers via the securitization & sale of loan pools.

Option One has a corporate culture environment using three simple words:

Option One Mortgage has over 5,500 employees / associates that all work together to form a very unique culture, all to benefit their customers.
Empowerment – Trusting their associates to know what is right for their customers.
Continuous Education – Providing associates with leadership training and development of skills.
Industry Experience – Their associate turnover rate is very low and so their customers work with some of the mortgage industry’s most qualified and experienced professionals.

As reported by Business Lifestyle Magazine, Option One Mortgage was named as One of The Best Companies to Work For.

Loans Funded by Option One Mortgage Co.
Option One Mortgage Company offers a variety of home mortgage loan products via their subsidiary, H&R Block Mortgage Corporation

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California Mortgage Loans is not directly affiliated with any mortgage broker or lender and cannot make any guarantee as to the lender affiliation of any broker or agent which contacts you. Company information on our site is for informational purposes only.